The Group Plan · Annual Cover
Three Hundred Thousand Naira
Annual financial cover per subscriber — including medical treatment for the listed benefits and minor surgery (operations) within the cover ceiling.
Subscription
Two ways into the plan — one per individual, the other tailored for families.
Individual Plan
₦75,000/yr
That is approximately ₦205 per day — full coverage for one subscriber.
Family Plan
Negotiable
Tailored from four members upward — sized to your family's composition.
A Note on the Cover Ceiling
Any cost above the ₦300,000 annual cover is paid by the client within 48 hours. We disclose this upfront so there are no surprises during a claim.
What's Included
A clear view of what the plan covers — broken into the three categories that matter.
Medical Treatment
Common and complicated conditions ranging from malaria and respiratory ailments to PID, eye infections and lacerations.
See full listDigital Healthcare
Free chat with doctors, GPS hospital directory, and a free telemedicine app — care from your phone, wherever you are.
Learn moreChildhood Immunisation
Eight childhood vaccines under the National Immunisation Programme, accessible at designated facilities nationwide.
View vaccinesBeyond Healthcare
Additional benefits available when at least 2,000 enrolees are registered under this or another plan from the concerned organisation/institution.
Death Benefit
₦1,000,000
Police report and death certificate required for processing.
Temporary Disability
₦500,000
Reportable under 48 hours from incident.
Permanent Disability
₦1,000,000
Beneficiary details on the proposal form.
Threshold
2,000+ enrolees must be registered to access these benefits.
Exception
Death by suicide, boxing or drunkenness is not covered. Accidents and other means are.
Agreement
In consideration of the premises, the parties hereto agree as follows.
The Company shall register and provide health insurance to the members of the client, subject to payment of the subscribed insurance plan.
The client shall pay to the Company the agreed sum for the insurance plan of each member as agreed.
Upon subscription and registration, the Company shall issue an insurance cover card to each registered member. Lost cards replaced at ₦10,000 each.
The health insurance scheme of registered members shall be subject to annual renewal of the cover.
The agreed Health Insurance Scheme fee is subject to review when time and situation demand.
Frequently Asked
Begin Enrolment
Whether you're enrolling yourself, your family, or your organisation — we'll walk you through the process.
